Build Wealth And Discover A Way To Earn Money While You Save!
Make your money work for you! Unlock the benefits of a guaranteed death benefit without losing out on earning uninterrupted compound interest with your life insurance plan.
Build Wealth And Discover A Way To Earn Money While You Save!
Make your money work for you! Unlock the benefits of a guaranteed death benefit without losing out on earning uninterrupted compound interest with your life insurance plan.
Cash Value Accumulation
Build cash value each year, tax-deferred. Your cash value can be accessed through policy loans and withdrawals to help fund a major purchase, supplement your retirement income or simply provide in times of need.
Policy Dividends
Some permanent life insurance policies can earn a dividend that can be used to purchase additional paid-up insurance, reduce out-of-pocket premiums, accumulate in your policy or receive cash.
Critical Time Payout
If you suffered a stroke, heart attack, or any critical illness, this cash payout from your life insurance can help with medical expenses and bills while you are out of work.
Earn Compount Interest
Some permanent life insurance plan helps you to benefit from the upward movement of the stock market index without the risks of losing your money.
Chronic Illness Benefit
It helps to cover household bills and replace your income if you are unable to help yourself due to an illness where someone has to take care of you.
Terminal Illness Payout
This benefit within your plan protects your family during the most challenging times as you are trying to cope with a terminal illness.
Why Work With Collette?
Collette Ramsay-Taylor, senior insurance and retirement expert, mother, and owner of two beautiful fur babies, has helped 500+ clients to have the ability to pay off their mortgage early, have guaranteed retirement income, and get compound interest on their savings. The clients she helps experience a seamless approach to planning for their financial goals. They feel empowered to know they are in charge of growing their money safely while maintaining the lifestyle they love and eliminating debt in the process.
George Owens
I always heard my parents talk about the importance of mortgage protection. When I purchased my own home, I decided to follow in their footsteps and get a policy for myself. I'm so glad I did! Not only do I have peace of mind knowing that my home is protected.
Cindi Banks
Before meeting Collette, I felt like I was stuck under a mounting pile of debt, and I had a bleak outlook on my financial future. With her guidance, I was able to pay off all my debt in record time and finally start planning for retirement. Her process changed my whole life.
Elise Wilson
Collette's approach is nothing short of genius! Not only did I manage to secure tax-free gains on my savings, but I'm also on track with my debt-free goal and paying off my mortgage early.
George Owens
I always heard my parents talk about the importance of mortgage protection. When I purchased my own home, I decided to follow in their footsteps and get a policy for myself. I'm so glad I did! Not only do I have peace of mind knowing that my home is protected.
Cindi Banks
Things got tough when my spouse passed away. On top of that, I had to worry about the mortgage payments on our home. Thankfully, we had mortgage protection in place. It saved the equity in our home and allowed me to focus on healing during this difficult time. I highly recommend getting mortgage protection it's a small investment that can make a world of difference.
Elise Wilson
I never thought I'd need mortgage protection, but when I faced a serious illness that left me unable to work, I was so grateful to have it. The cash payout from my policy was a lifesaver, helping me cover my mortgage payments and allowing me to focus on my recovery without the added stress of potentially losing my home.
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Descriptions are for informational purposes only and subject to change. Limitations may apply. Benefits and carriers will vary for coverages and are subject to underwriting approval, product limitations, and availability. Benefits are not available in all states. Please note that it and its representatives do not provide investment advice or securities transaction services. Our focus is solely on retirement and life insurance planning.