Children's Indexed Universal Life Policy (IUL)
"Someone is sitting in the shade today because someone planted a tree a long time ago." -Warren Buffett
Children's IUL Life Insurance
Indexed Universal
Life Insurance
For children and young adults
"Someone is sitting in the shade today because someone
planted a tree a long time ago." -Warren Buffett
Indexed Universal Life Insurance
As parents, we all have concerns about what lies ahead for our children. Whether it's saving up for their education, getting ready for life's circumstances, or making sure they have a cushion. The importance of smart saving and investing cannot be overstated. By starting an IUL policy for your child early, you unlock a host of benefits that traditional savings accounts and other investment vehicles simply can't match.
What Are The Benefits Of An IUL?
Tax Advantage Growth
Enjoy tax-deferred growth on the cash value of the policy, allowing your investment to compound over time without immediate tax implications.
Flexibility & Control
Unlike other investment options, an IUL policy provides flexibility. You can adjust premium payments and access funds when needed, giving you control over your savings.
Guaranteed Protection
Alongside investment benefits, your child also receives life insurance coverage, providing an added layer of security for unexpected events.
Accelerated Death Benefits
Early access to a portion of your death benefit in the event of a critical, chronic, or terminal illness.
This can help with medical bills.
Try an IUL for your child or young adult.
Why Work With Collette?
Collette Ramsay-Taylor, senior insurance and retirement expert, mother, and owner of two beautiful fur babies, has helped 500+ clients to have the ability to pay off their mortgage early, have guaranteed retirement income, and get compound interest on their savings. The clients she helps experience a seamless approach to planning for their financial goals. They feel empowered to know they are in charge of growing their money safely while maintaining the lifestyle they love and eliminating debt in the process.
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George Owens
I always heard my parents talk about the importance of mortgage protection. When I purchased my own home, I decided to follow in their footsteps and get a policy for myself. I'm so glad I did! Not only do I have peace of mind knowing that my home is protected.
Cindi Banks
Things got tough when my spouse passed away. On top of that, I had to worry about the mortgage payments on our home. Thankfully, we had mortgage protection in place. It saved the equity in our home and allowed me to focus on healing during this difficult time. I highly recommend getting mortgage protection it's a small investment that can make a world of difference.
Elise Wilson
I never thought I'd need mortgage protection, but when I faced a serious illness that left me unable to work, I was so grateful to have it. The cash payout from my policy was a lifesaver, helping me cover my mortgage payments and allowing me to focus on my recovery without the added stress of potentially losing my home.
Descriptions are for informational purposes only and subject to change. Limitations may apply. Benefits and carriers will vary for coverages and are subject to underwriting approval, product limitations, and availability. Benefits are not available in all states. Please note that it and its representatives do not provide investment advice or securities transaction services. Our focus is life insurance, Medicare, retirement planning, and other services.