Final Expense Whole life insurance, also known as burial insurance, is a type of permanent life insurance coverage. It is designed to provide protection for your family by locking in benefits that can help pay for end-of-life expenses.
Protects your income in the event you are unable to work due to a major medical illness.
Simple application process with no medical exams. Guaranteed coverage that lasts for the rest of your life, as long as you continue to pay your premiums.
If you have a tight budget or fixed income and need a premium that won’t increase. If you need coverage for burial or other final expenses to pay off debts after death.
Potential cash value that grows tax-deferred. You can build cash value and have access to funds in an emergency.
A set benefit to be paid to your designated beneficiaries upon your death. Tax free.
Collette Ramsay-Taylor, senior insurance and retirement expert, mother, and owner of two beautiful fur babies, has helped 500+ clients to have the ability to pay off their mortgage early, have guaranteed retirement income, and get compound interest on their savings. The clients she helps experience a seamless approach to planning for their financial goals. They feel empowered to know they are in charge of growing their money safely while maintaining the lifestyle they love and eliminating debt in the process.
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I always heard my parents talk about the importance of mortgage protection. When I purchased my own home, I decided to follow in their footsteps and get a policy for myself. I'm so glad I did! Not only do I have peace of mind knowing that my home is protected.
Things got tough when my spouse passed away. On top of that, I had to worry about the mortgage payments on our home. Thankfully, we had mortgage protection in place. It saved the equity in our home and allowed me to focus on healing during this difficult time. I highly recommend getting mortgage protection it's a small investment that can make a world of difference.
I never thought I'd need mortgage protection, but when I faced a serious illness that left me unable to work, I was so grateful to have it. The cash payout from my policy was a lifesaver, helping me cover my mortgage payments and allowing me to focus on my recovery without the added stress of potentially losing my home.
Descriptions are for informational purposes only and subject to change. Limitations may apply. Benefits and carriers will vary for coverages and are subject to underwriting approval, product limitations, and availability. Benefits are not available in all states. Please note that it and its representatives do not provide investment advice or securities transaction services. Our focus is life insurance, Medicare, retirement planning, and other services.