Insure Your Mortgage is Paid No Matter What Happens To You!
Mortgage Protection is a type of life insurance designed to pay your mortgage in full upon death and provide a cash payout to help with mortgage payments if you become seriously ill and lose the ability to work.
Terminal Illness Payout
This provides homeowners with a cash payout from their mortgage protection to cover payments if they are diagnosed with a terminal illness.
Protects Your Income
In the event you are unable to work due to a major medical illness, your mortgage protection plan can supplement your income.
Critical Illness Payout
This cash payout covers the mortgage balance if you get a critical illness such as cancer, kidney failure, an organ transplant, a stroke, or a heart attack.
Early Mortgage Pay-Off
Get cash back at the end of your mortgage term using a special benefit in your mortgage protection coverage.
Chronic Illness Payout
Cash payout to cover mortgage payments if you are unable to help yourself with at least two activities of daily living and someone has to take care of you.
Tax-Free Money
Your family will receive a cash payout after your death to pay off the mortgage balance or protect the mortgage payments until they sell the home.
Why Work With Collette?
Collette Ramsay-Taylor, senior insurance and retirement expert, mother, and owner of two beautiful fur babies, has helped 500+ clients to have the ability to pay off their mortgage early, have guaranteed retirement income, and get compound interest on their savings.
The clients she helps experience a seamless approach to protecting their assets in the event of a life event. They feel empowered to know they are in charge of paying their mortgage if they become seriously ill and lose the ability to work or pay off the mortgage balance upon death.
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George Owens
I always heard my parents talk about the importance of mortgage protection. When I purchased my own home, I decided to follow in their footsteps and get a policy for myself. I'm so glad I did! Not only do I have peace of mind knowing that my home is protected.
Cindi Banks
Things got tough when my spouse passed away. On top of that, I had to worry about the mortgage payments on our home. Thankfully, we had mortgage protection in place. It saved the equity in our home and allowed me to focus on healing during this difficult time. I highly recommend getting mortgage protection it's a small investment that can make a world of difference.
Elise Wilson
I never thought I'd need mortgage protection, but when I faced a serious illness that left me unable to work, I was so grateful to have it. The cash payout from my policy was a lifesaver, helping me cover my mortgage payments and allowing me to focus on my recovery without the added stress of potentially losing my home.
Descriptions are for informational purposes only and subject to change. Limitations may apply. Benefits and carriers will vary for coverages and are subject to underwriting approval, product limitations, and availability. Benefits are not available in all states. Please note that and its representatives do not provide investment advice or securities transaction services. Our focus is solely on retirement and life insurance planning.